The Bank provides loans for construction of new houses, acquisition of houses constructed by Odisha Housing Board, Bhubaneswar Development Authority and accredited Builders. For the time being, maximum limit of housing finance is Rs.30.00 Lakhs.
The Core Banking Solution (CBS) Project of OSCB and DCCBs has been successfully implemented by connecting 355 units to the Core Banking Data Management Centre in the premises of the Odisha State Cooperative Bank.